Client Portal →
Asset-Backed Lending

Business & Investment Finance.

Short-term secured capital for business owners who need to move fast. We take a commercial view where banks don't — no committees, no bureaucracy, same-day decisions.

Minimum Speak to us
Decision 24–48 hours
Terms Flexible
Rates & Terms

Loan-to-Value & Terms

Type Max LTV Typical Term Min Amount
Property-Secured Up to 55% 3–24 months R500,000
Vehicle-Secured Up to 60% 1–12 months R50,000
Other Assets Case by case Negotiated Speak to us

LTV figures are indicative. Final loan-to-value is subject to independent valuation and credit assessment. Interest is serviced monthly; capital repaid at term end.

Eligibility

Who qualifies for business finance

We back business owners that banks won't touch — as long as there is real asset security and a credible exit.

01

Registered Business Entity

Loans to companies, close corporations and trusts only. The applicant must be a director or beneficial owner.

02

Asset Security Available

Property, vehicles, jewellery, fine art or other high-value moveables. The security must be verifiable and independently valued.

03

Legitimate Business Purpose

Working capital, acquisitions, VAT or SARS obligations, time-sensitive opportunities, bridging revenue cycles.

04

Repayment Capacity

Demonstrable ability to service monthly interest and a credible plan to repay capital at maturity.

Questions

Frequently Asked Questions

What can I use a business loan for? +
Working capital, acquisitions, VAT and SARS obligations, time-sensitive opportunities, and bridging revenue cycles. Any legitimate business purpose where the loan is secured against a qualifying asset.
Do I need to be trading for a certain period? +
No minimum trading history is required. We assess the deal on the security offered and the repayment plan, not your trading record.
Can a trust apply? +
Yes. We lend to companies, close corporations and trusts. The applicant must be a trustee or beneficial owner.
How quickly can funds be in my account? +
From application to funding typically takes 48–72 hours. Same-day decisions are standard.
What security do you require? +
Property, vehicles, jewellery, fine art or other high-value moveables. The security must be verifiable and independently valued.
Client Feedback

What our clients say

"

It was indeed great working with Assetline. Thank you for your exemplary service and understanding throughout the entire process.

Mr M.N.
Property Developer, Kyalami
"

Thank you for your professional and efficient manner. You certainly exceeded any expectations I had.

Mr W.J.M.
Entrepreneur, Sandhurst
Apply

Ready to discuss your funding requirement?

Tell us your situation. We give you a straight answer — same day.

Start Quick Application Full Application Form

Or call us: 010 595 1050