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Property Finance

Property Bridging Finance.

You've sold your property but transfer is weeks away. We advance up to 75% of your net sale proceeds now — repaid automatically when transfer registers.

Minimum R200,000
Decision Same week
Terms Until transfer
Rates & Terms

Loan-to-Value & Terms

Type Max LTV Typical Term Min Amount
Net Sale Proceeds Up to 75% Until transfer R200,000
Estate Agent Commission Up to 75% Until transfer R50,000
RAF Claims Case by case Negotiated Speak to us

LTV figures are indicative. Final loan-to-value is subject to independent valuation and credit assessment. Interest is serviced monthly; capital repaid at term end.

Eligibility

Who uses bridging finance

Bridging finance is most commonly used by property sellers, estate agents and conveyancing attorneys.

01

Property Sellers

You have signed a sale agreement and need access to your proceeds before the transfer registers — typically 4–8 weeks away.

02

Estate Agents

Commission has been confirmed and registered but you need the funds before the transfer date.

03

Conveyancing Attorneys

We are a trusted bridging partner for conveyancing firms. One call is all it takes to arrange bridging for your clients.

04

Business Entities

Where the selling party is a company, CC or trust — we structure the bridging to the entity accordingly.

Questions

Frequently Asked Questions

When does bridging finance make sense? +
When you have sold a property and need access to funds before transfer registers. Also used by estate agents needing commission advances and by sellers buying a new property before the old one transfers.
How is the loan repaid? +
The bridging loan is repaid directly from the transfer proceeds when your property registers in the buyer's name. The conveyancing attorney settles the loan from the sale funds.
What documents do I need? +
A signed sale agreement, conveyancer details and proof of identity. We move fast once these are in hand.
Is bridging finance available to individuals? +
Bridging finance can be structured for entities or individuals depending on the specific deal. Speak to us — we assess each case on its merits.
Can estate agents use bridging finance for commissions? +
Yes. Commission bridging is one of our most common bridging products. We advance against confirmed commission on completed transfers.
How quickly can you move? +
Same week in most cases. We have funded bridging facilities within 24 hours of receiving the sale agreement and conveyancer confirmation.
Client Feedback

What our clients say

"

I am going to miss you guys and your efficiency — it is hard to find. Thank you Assetline, I appreciate your help and kindness when I needed it most.

Mrs S.M.
Bridging Finance Client, Lonehill
"

Every interaction was resolved on the same call. Your timelines were 100% correct without fail. You have done a super job.

Mrs D.B.
Property Investor, Pecanwood
Apply

Need bridging finance?

Send us your sale agreement and conveyancer details. We can have an offer to you the same day.

Start Quick Application Full Application Form

Or call us: 010 595 1050