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South Africa's Asset-Backed Lender Since 2012

We unlock capital
banks refuse to see.

Fast, secured lending against property, vehicles and high-value assets — with same-day decisions and direct access to the people who say yes.

R500m+
Successfully Funded
12+
Years Lending
Same
Day
Decisions
R50k+
Min. Loan
Loan Estimator
See what you could borrow in seconds
Indicative Loan Amount
Select an asset type and enter its value above
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Indicative only. Subject to valuation & credit approval.
Loans to registered business entities only.
Property from R500,000
Vehicles from R50,000
Same-Day Decisions
Direct to Decision Makers
NCR Registered & Compliant
What We Offer

Five ways we can fund you

Every deal is structured to move fast. No committees. No bureaucracy. Just a direct decision from people who know their business.

01

Loan Against Property

From R500,000

Unlock equity in your residential or commercial property without selling it. Fast decisions. Flexible terms. Human underwriting.

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02

Loan Against Vehicle

From R50,000

Borrow against your vehicle or moveable asset. We take secure custody of the asset for the loan duration and return it on settlement.

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03

Business Finance

Speak to us

Short-term secured capital for business owners moving fast. We back entrepreneurs that banks won't touch.

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04

Property Bridging Finance

From R200,000

Access up to 75% of your net sale proceeds before transfer. Essential for sellers, attorneys and conveyancers.

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05

Development Finance

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Flexible short-term funding for property developers. We understand timelines and structure accordingly.

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06

Partner Programme

Attorneys & Advisors

Refer your clients. Earn a fee per completed deal. Join SA's most responsive asset-backed lending partner network.

Loan Against Vehicle

Your asset. Our secure storage. Your capital.

We lend against vehicles and other moveable assets. Unlike many lenders, we take full physical custody of the asset for the entire loan duration — securely stored, professionally managed, fully insured. Your asset is returned to you in the same condition the moment the loan is repaid in full.

1

You bring us your asset

Your vehicle or moveable is assessed and valued by our team. We make a same-day offer based on current verified market value.

2

We take custody — you get funded

The asset is transferred into our secure, insured storage facility. Funds are paid to you same-day or next business day.

3

Loan settled — asset returned

Once the loan and all interest is fully repaid, your asset is released and returned to you in the same condition we received it.

Apply for a Vehicle Loan

Passenger Vehicles

Cars, SUVs and luxury vehicles assessed at current market value.

Commercial Vehicles

Trucks, vans, fleet assets and commercial transport.

Jewellery & Diamonds

High-value jewellery, watches and certified diamonds.

Art & Collectibles

Fine art, valuables and other certified high-value moveables.

Secure Asset Custody

All assets are held in a professionally managed, insured and monitored secure storage facility for the full duration of your loan. Protected throughout — and returned in full upon settlement.

Who We Lend To

Four things we look for

We take a commercial view on every application. If you tick these four boxes, we want to talk.

01

Business Entity

Loans are made to companies, close corporations or trusts only. The applicant must be a director or beneficial owner of the entity. No personal loans.

02

Asset Security

We lend against property, vehicles, diamonds, jewellery and art. If the asset has real, verifiable value, we want to hear from you.

03

Interest Serviceability

You must demonstrate the ability to service the monthly interest for the full duration of the loan term.

04

Exit Strategy

A credible, realistic plan to repay the capital at maturity — whether through a property sale, refinance or other identifiable event.

How It Works

From first call
to funded — fast.

1

Apply Online or Call Us Directly

Our 3-minute form captures everything we need. Or simply call — our team picks up and can assess your situation on the first call. No call centres, no queues.

Under 3 minutes
2

Same-Day Response

You'll hear from us the same day. The person you speak with is the person who approves the deal. Direct, honest and fast.

Same day
3

Asset Valuation & Term Sheet

We arrange a fast valuation and issue a clear term sheet. You review the terms — no surprises, no hidden conditions.

24–48 hours
4

Sign, Secure & Get Funded

Legal documentation is prepared and signed. Once the asset is secured, funds transfer directly to your account.

48–72 hours total

Our Commitment

We've funded over R500 million in deals since 2012. Every client gets the same: direct access to decision makers, an honest assessment, and a fast answer — yes or no.

  • Same-day response on every application
  • No application fees, ever
  • No penalties for early repayment
  • Direct line to decision makers
  • Fully confidential and discreet
  • NCR registered and compliant
Start Your Application
Or call us: 010 595 1050
Partner Programme

Your clients need funding banks refuse.
We provide it.

Become an Assetline introducer. Refer your clients — we handle the lending — and you earn a competitive referral fee on every deal that completes.

  • Competitive referral fee paid on every completed deal
  • Same-day decisions — make promises to your clients and keep them
  • Dedicated relationship manager for your referrals
  • One call or email — we handle everything from there
  • No volume commitments — refer once or regularly
  • Your client relationship stays yours — we are the funder, not the advisor
  • Confidential, professional and discreet at all times
Register as an Introducer

Who refers to us

Attorneys & Lawyers
Property, commercial & litigation attorneys
Conveyancers
Bridging finance for sellers mid-transfer
Accountants & CFOs
CA(SA)s advising business clients
Financial Advisors
IFAs and wealth managers
Property Brokers
Estate agents and property professionals
Client Feedback

What our clients say

"

You have an amazing team. I've been so impressed with the professionalism and the prompt manner in which they deal with tasks. It has been an amazing experience.

Miss G.S.
Property Investor, Morningside Sandton
"

Every interaction was resolved on the same call. Your timelines were 100% correct without fail, which helped manage my expectations enormously. You have done a super job.

Mrs D.B.
Property Investor, Pecanwood
"

Thank you for your professional and efficient manner throughout the entire process. You certainly exceeded any expectations I had. I would not hesitate to recommend you.

Mr W.J.M.
Entrepreneur, Sandhurst
"

I want to say a very big thank you for all your help when I really needed it. I so appreciate it and will recommend you to everyone I know.

Miss N.B.
Client, Stilbaai
"

It was indeed great working with Assetline. Thank you for your exemplary service and understanding throughout the entire process.

Mr M.N.
Property Developer, Kyalami
"

I am going to miss you guys and your efficiency — it is hard to find. Thank you Assetline, I appreciate your help and kindness when I needed it most.

Mrs S.M.
Bridging Finance Client, Lonehill
Apply Now

Ready to unlock
your capital?

Complete the form and our team will be in touch the same day. No obligation. No queues. Just a direct conversation with people who can say yes.

Loans to businesses & juristic entities only
Minimum R50,000 (vehicle) | R500,000 (property)
Asset security required — property, vehicle or other
Same-day response, guaranteed
No application fee — ever
Strictly confidential and discreet

Prefer to talk first?

010 595 1050 info@assetline.co.za

Start Your Application

Less than 3 minutes. We respond the same day.


    POPIA Notice: Assetline Capital collects your details to process your loan enquiry. Your information is processed in accordance with the Protection of Personal Information Act 4 of 2013 and will not be shared with third parties without consent.